Whether it’s a term loan or a line of credit, the best use case for a short-term loan is for projects where the business need has a clear short-term ROI.

Traditional lenders, such as banks, do not typically offer short-term small business loans. Online lenders offer short-term loans and lines of credit to meet a variety of small business use cases. Some business owners, especially those with long-standing relationships with their banks, sometimes have questions about short-term loans.

This eBook will focus on short-term financing with payback terms from three months to one year.

Some topics include:

  • What is short-term financing?
  • What business needs are a good fit for short-term financing?
  • What costs make sense? APR vs. cents on the dollar
  • How can a short-term loan affect my cash flow?
  • How do I choose the right lender?
Your Guide to Short-Term Financing